February 2016

Pollution Liability: Contract and Jobsite Exposures

Pollution liability insurance has been available for more than 15 years, so why aren’t more subcontractors purchasing this coverage? Do they realize that pollution claims are excluded from general liability policies? Are they aware of how reasonable premiums are, starting at less than $5,000 a year for $1,000,000 of coverage? Download the Article

Claim Reserving

Claim reserving is an art form coupled with an educated guess of the most probable outcome for any given claim. Reserves are set by insurance adjusters. For large and more complex claims, a claims manager or vice president will approve the final reserve. Download the Article

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