Ian Wright

2015 Insurance Legal Case Update From SDV Law

1. Capital City Real Estate LLC v. Certain Underwriters at Lloyd’s, London – U.S. Court of Appeals for Fourth Circuit, June 10, 2015 788 F.3d 375 (4th Cir. 2015) Importance of Case: The case addresses a common issue presented by additional insured claims – whether extrinsic evidence can be utilized to determine an insurer’s duty …

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Workers’ Compensation Red Flags and Fraud

There are hundreds of thousands of active workers’ compensation claims in California. During the fiscal year 2013-2014, the California Fraud Division identified 5,729 suspected fraud cases. Of those, only 248 cases were sent to prosecuting authorities (County District Attorneys). For those convicted at trial or who entered a plea bargain, what were the penalties? Not …

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Pollution Liability: Contract and Jobsite Exposures

Pollution liability insurance has been available for more than 15 years, so why aren’t more subcontractors purchasing this coverage? Do they realize that pollution claims are excluded from general liability policies? Are they aware of how reasonable premiums are, starting at less than $5,000 a year for $1,000,000 of coverage? Download the Article

Builder’s Risk Insurance – Don’t get burned

Builder’s risk insurance is essential coverage for new and remodel construction projects. The construction contract often requires that it be purchased by the project owner or general contractor. Unfortunately this does no always happen, and when a property damage claim is incurred, you don’t want to get burned. Here is an actual claim regarding a …

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