To Offer Temporary Modified Duty or not
Your employee is injured on the job, you send him to the doctor and he comes back with work restrictions. What do you do now? Download the Article
OFFER OF TEMPORARY, TRANSITIONAL WORK – Template Letter
This is a sample letter for offering an injured employee light duty as an alternative to temporary total disability benefits (TTD). Download the Article
The 12 Most Overlooked Insurance Coverages for Contractors
Don’t overlook critical insurance coverages that can protect your bottom line. Here are the 12 coverages most often missed by contractors. Download the Article
What to do After an Auto Accident – A Simple Guide to Follow
It may seem incredible, but after an auto accident, most people don’t know how to record all the information to report a claim… To get the best results, you need to be prepared. If you have ever called your auto insurer to report a claim, you are aware that there are multiple questions about the …
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Cyberattack – Everybody is at Risk
With online payment systems, certified payrolls and sharing of specifications and bid documents, contractors are exposed to cyber losses that are not covered by traditional insurance. Add on cyber-ransom and you really have several areas of concern. Download the Article
2018 Workers’ Compensation & Safety Update
On May 29, 2018, insurance commissioner, Dave Jones approved a 10% reduction in pure premium rates for policies renewing on or after July 1, 2018. Not all insurers will update existing rates, however, market competition will continue to drive down workers’ compensation costs due to lower taxes, quicker closing of claims and lower loss ratios. …
Record Retention for Contractors
The proper retention of records for all contractors is an important task when dealing with construction claims. If this task is ignored, your ability to transfer the financial risk of construction lawsuits to your insurer or your subcontractors’ insurers could suffer, and cost you time and money to protect and defend your company. Download the …
7 Strategies to Improve Sub Insurance Compliance
The cornerstone of a successful contractual risk transfer program is a uniform, consistently followed approach to subcontractor insurance compliance. Download the Article
Subcontractor Insurance Requirements
The cornerstone of a successful contractual risk transfer program is a consistent approach to Subcontractor Insurance Compliance. Download the Article
Cal/OSHA Reporting Requirements
Protect your company by reporting promptly to avoid fines! Download the Article