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Pollution Liability: Contract and Jobsite Exposures

Pollution liability insurance has been available for more than 15 years, so why aren’t more subcontractors purchasing this coverage? Do they realize that pollution claims are excluded from general liability policies? Are they aware of how reasonable premiums are, starting at less than $5,000 a year for $1,000,000 of coverage? Download the Article

Builder’s Risk Insurance – Don’t get burned

Builder’s risk insurance is essential coverage for new and remodel construction projects. The construction contract often requires that it be purchased by the project owner or general contractor. Unfortunately this does no always happen, and when a property damage claim is incurred, you don’t want to get burned. Here is an actual claim regarding a …

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30 Tips for Preventing Injuries, Reducing Workers’ Compensation Costs, and Lowering Your EMR

Workers’ compensation costs and Experience Modification Rate (EMR) ranking are two key components of any competitive bid. Experience has shown that it takes a total team effort from internal and external champions to be best in class. Here is a checklist of 30 ideas to help you succeed in reducing your premiums and EMR: Download …

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