Commercial Insurance

At PentaRisk, our goal is to protect the financial well-being of our clients. Central to PentaRisk’s success is our ability to reach beyond the conventional handling of commercial insurance using creativity and attention to the individual needs of our clients. With service that extends beyond efficient delivery of a product, PentaRisk has developed a level of professional capability unique to the insurance industry.

Risk Identification and Analysis

Because we represent a majority of the top insurance companies, PentaRisk’s approach to the insurance market is characterized by a sense of integrity and responsibility toward our client base. Looking at the insurance industry as being more complex than ever, we evaluate risks and advise on available risk transfer techniques, be it in insurance or levels of risk retention and containment. Before we begin the marketing process of an insurance program, we review exposures with our clients and make them aware of all the alternatives so that a proper risk management decision can be made.

Negotiation and Placement of Custom Insurance Programs

As a full-service insurance brokerage, we can place an array of coverages, a sample of which includes:
  • General Liability
  • Excess Lines/Umbrella Liability
  • Automobile Liability & Physical Damage
  • Workers’ Compensation
  • Commercial Property and Inland Marine
  • Professional Liability Insurance
  • Environmental Liability Insurance
  • Management Liability Insurance
  • Foreign Liability
  • Cyber Liability
  • Builder’s Risk
  • Captive Insurance Programs

Comprehensive Account Service

As a small brokerage, we are able to respond to your service needs quickly and effectively.  You will find that our customer service is second to none, and we encourage you to contact our client references to confirm this! Services that we pride ourselves on include:
  • Same-day in-house certificate of insurance issuance
  • Insurance cards for vehicle fleet
  • In-house invoicing and accounts payable processing
  • Contract review
  • Policy review
  • Audit Review
  • Premium finance capabilities
  • Project-specific policy placements