Workers’ Compensation – First Aid

As you know, workers’ compensation costs and your Experience Modification Rate (EMR) are two key components of any competitive bid. Multiple small claims (below $7,001) can, and often do, adversely affect your EMR more than one very large claim.

Accordingly, when thinking about how to reduce your premiums and EMR, one of the primary goals should be to legally keep First Aid claims off of your claims history. Here is a road map to help you succeed in reducing your premiums and EMR through the use of a first aid strategy.

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